Valeriani analyses market data in real time and mirrors proven AI models within your drawdown caps. You keep same-day access for payroll and operations.
Most UK business current accounts pay little on surplus balances. Manual investing takes time you do not have. Valeriani automates analysis and execution, while you define the boundaries.
Business banking and spreadsheets leave reserves exposed to inflation drag and admin overhead.
Data-driven models analyse signals continuously and rebalance only within your limits.
Ring-fence payroll, VAT and Corporation Tax reserves first. Only allocate confirmed surplus. Withdraw allocated funds on demand when operations need them.
Select a pre-built algorithmic model. Valeriani mirrors its decisions for your account and rebalances automatically. Each model publishes its inputs, frequency and guardrails. No analyst team required.
Low-volatility focus for short-horizon reserves. Prioritises stability and daily access over yield variation.
Moderate approach for seasonal surplus. Balances steady allocation with same-day withdrawal access.
Dynamic rebalancing for long-horizon retained profits. Adjusts exposure as macro signals shift.
Four steps. You set the buffers and limits once. Automation handles the rest.
Link your business account. Set aside payroll and tax funds that must never be allocated.
Set your hard drawdown limit and withdrawal preferences. These caps govern all execution.
Choose one model or split surplus across models. Positions mirror automatically.
Track allocation in real time. Sweep funds back same-day for operations.
Finance directors need control, not complexity. Valeriani presents allocation, risk usage and liquidity in one view. Analyse exposure in seconds, optimise buffers quarterly, and export records directly for your accountant.
No in-house analysts needed. No manual rebalancing. No change to your existing bank relationship.
Review risk controls
Different reserves have different jobs. Define the horizon and protection level for each pot.
Short horizon. Funds due to HMRC stay ring-fenced. Only a defined portion mirrors the Capital Preservation Model with the tightest drawdown cap and daily liquidity.
Setup: Tax Reserve Buffer: £85,000 · Allocated portion: limited · Max Drawdown Cap: 0.8% · Withdrawal: instant for HMRC deadlines.
Medium horizon. After a strong quarter, surplus above your operating buffer mirrors the Balanced Liquidity Model with automated rebalancing and same-day sweep back.
Setup: Surplus identified: £60,000–£150,000 · Rebalance: intraday + daily · Liquidity rule: auto-sweep if operating balance drops.
Long horizon. Reserves held for expansion or runway mirror the Macro Momentum Model. Exposure adjusts as conditions change, within strict stop-loss limits.
Setup: Horizon: 12 months+ · Model: Macro Momentum · Guardrail: exposure caps + 2.5% max drawdown · Review: monthly summary for board.
Define once. Valeriani applies the rules every day.
Request a sweep at any time. Operating buffers remain untouched, and allocated surplus returns via same-day sweep. Set auto top-ups so payroll never waits.
You set a Max Drawdown Cap per model. When losses reach that line, Valeriani closes relevant positions automatically and pauses mirroring. You receive an alert and a full log.
Models analyse large volumes of market data in real time, score signals against their programme rules, and rebalance only when signals meet your risk boundaries. No manual stock picking is involved.
Every allocation, rebalance and withdrawal is timestamped in GBP. Export CSV files for Xero, Sage or your accountant. Reports separate capital movements for Corporation Tax review.
No. Select a model, set your buffer and caps, and review the dashboard. Valeriani handles data ingestion, monitoring and execution. Your accountant retains full records.
Volatility monitors run continuously. If exposure or drawdown rules are breached, automation reduces or pauses positions immediately. Your locked buffers are never allocated.
