Terms and Conditions for Valeriani

1. Service scope

Valeriani provides analysis, visualisation, and simulation tools to help you review business reserve scenarios, allocations, and risk considerations.

• Features may include dashboards, models, educational materials, and illustrative scenarios.
• We may add, modify, or discontinue features at any time to improve reliability, clarity, or security.
• Any descriptions on the website are illustrative and do not guarantee specific outcomes or availability.

2. Eligibility and accounts

You must be legally able to enter into an agreement to use Valeriani. If you use the service on behalf of a business, you confirm you are authorised to accept these Terms for that business.

Where accounts are offered: you are responsible for keeping credentials confidential, for activity under your account, and for notifying us promptly via the Contact page if you suspect unauthorised use. We may suspend or close accounts that violate these Terms or present security risks.

3. Acceptable use

You agree to use Valeriani lawfully and only for its intended business-analysis purposes. You agree not to:

• Violate applicable laws or the rights of others;
• Attempt to gain unauthorised access, interfere with, or disrupt the service, or circumvent security or usage limits;
• Upload unlawful, harmful, or infringing content, or misuse outputs to mislead others;
• Copy, scrape, or resell the service except as expressly permitted in writing by Valeriani.

We may take reasonable steps to protect the service, including limiting, suspending, or terminating access for misuse.

4. Simulations, analysis and outputs

Simulations, allocations, and scenarios are illustrative models based on inputs and assumptions. They are not predictions, guarantees, or recommendations to take any specific financial action.

You are responsible for verifying inputs, reviewing assumptions, maintaining adequate liquidity for your own circumstances, and obtaining independent professional advice before making decisions. Past patterns or modelled results do not indicate future performance.

5. Intellectual property

The website, dashboards, text, graphics, models, and related materials are owned by or licensed to Valeriani and protected by intellectual property laws.

We grant you a limited, non-exclusive, non-transferable licence to access and use the service for your internal business evaluation, subject to these Terms. No other rights are granted. You may not reproduce, distribute, or create derivative works from our materials except as permitted by law or with prior written permission. Your own data and content you provide remain yours.

6. Third-party content and links

Valeriani may reference third-party information, tools, or websites for context. We do not control third-party content and are not responsible for its accuracy, availability, or practices. Your use of third-party resources is subject to their own terms.

7. Availability, fees and changes to the service

[Insert: Is access free, trial-based, or paid? If paid, describe fees, billing, renewal, and refund approach here, or state: Currently no fees are charged for general website access. If paid plans are introduced, applicable fees and billing terms will be presented before purchase.]

We aim for reliable availability but do not guarantee uninterrupted or error-free operation. Maintenance, updates, or factors beyond our control may affect access. We may modify the service to maintain quality, security, or compliance.

8. Disclaimers

To the maximum extent permitted by applicable law, Valeriani is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

Without limiting the above, we do not warrant that the service will meet your requirements, be accurate, complete, timely, secure, or error-free, or that outputs are suitable for any particular decision. You use the service at your own discretion and risk.

9. Limitation of liability

To the maximum extent permitted by applicable law, Valeriani and its [directors, staff, contractors — retain only if accurate] will not be liable for indirect, incidental, consequential, special, or punitive damages, or for loss of profits, revenue, data, or goodwill arising from or related to use of the service or reliance on outputs.

[Insert aggregate liability cap appropriate to your model, e.g.: Our total liability for any claim arising from the service is limited to [Insert amount / fees paid in the preceding [X] months].] Nothing in these Terms limits liability that cannot be limited by law, including for death or personal injury caused by negligence or for fraud, where applicable.

10. Term, suspension and termination

These Terms apply for as long as you access or use Valeriani. You may stop using the service at any time. We may suspend or terminate access if you materially breach these Terms, misuse the service, or where needed for security, legal, or operational reasons. Upon termination, your right to use the service ends; provisions that by their nature should survive (including intellectual property, disclaimers, and liability limits) will continue to apply.

11. Changes to these Terms

We may update these Terms from time to time, for example to reflect service changes or legal requirements. We will post the updated version on this page and revise the effective date above. Material changes will be highlighted where reasonable. Continued use after the effective date constitutes acceptance of the updated Terms.

12. General provisions and contact

• Entire agreement: These Terms, together with any additional terms presented for specific features, constitute the agreement for use of the service.
• Severability: If any provision is found unenforceable, the remaining provisions continue in full effect.
• No waiver: Failure to enforce any provision is not a waiver of the right to do so later.
• Governing law: [Insert governing law and dispute-resolution process after legal review — e.g., applicable courts / arbitration].
• Contact: Questions, notices, or requests related to these Terms can be sent via the Contact page.